1 Foreclosure in new Jersey

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  Foreclosure In New Jersey
  
  1. Home

2. Courts
3. Superior Court Clerk's Office
4. Foreclosure In New Jersey
   
   Superior Court Clerk's Office
   
   - Copies of Court Records

• Data Reports for Sale
• Electronic Access to Court Records
• Foreclosure
• Pre-foreclosure
  
  If you're representing yourself in a foreclosure case, visit our self-help section.
  
  The Office of Foreclosure
  
  The foreclosure process is a two-tiered system. It involves both the Office of Foreclosure and the Superior Court General Equity judges. The Office of Foreclosure us a system in the Superior Court Clerk's Office.
  
  The office manages 7 types of foreclosures:
  
  1. Residential mortgage

2. Multi-family/commercial mortgage
3. In personam tax certificate
4. Municipal in rapid eye movement tax certificate
5. Condominium lien
6. Strict foreclosure
7. Fair Foreclosure Act optional treatments.
   
   Foreclosure Actions and Foreclosure Processing Services
   
   Foreclosure actions are filed in the Superior Court. Pleadings are submitted with the Office of the Superior Court Clerk, Foreclosure Processing Services in Trenton.
   
   The Foreclosure Processing Services team dockets pleadings (e.g., complaints, responses and ask for default) in foreclosure cases. The group performs basic foreclosure case management functions. When a case is objected to, the group transfers to it General Equity Judges in the vicinages for personality.
   
   You can call us at 609-421-6100 or SCCO.Mailbox@njcourts.gov for info on the following:
   
   - General Questions and Status Requests

• Complaints
• Answers
• Ask for Default
  
  All correspondence (filings) need to be directed to:
  
  Regular Mail
  
  Messenger Service
  
  Foreclosure Forms
  
  The following forms might be needed in foreclosure cases. See foreclosure mediation (below) for mediation kinds. Self-represented litigants can access our Self-Help page for kinds to submit.
  
  Notice-- Foreclosure Filings - Foreclosure CIS - Revised County/Municipal Code Number Table
  
  Filing Fee Schedule
  
  Checks or cash orders must be made payable to Treasurer - State of New Jersey. Attorneys might utilize their Judiciary Collateral Account to pay any charges. Cash is not accepted.
  
  Fee Waiver Request:
  procurel.com
  Fill out the Filing Fee Waiver Request Form to obtain a fee exemption. You need to fulfill monetary requirements for eligibility. This type should accompany your file( s). The type and the files must be sent to the General Equity Judge in the county where residential or commercial property lies. The judge will examine the cost waiver demand. Once the judge determines eligibility, your files will be forwarded to the Superior Court Clerk's Office for filing. If the judge denies the charge waiver demand, you will be informed to send the cost before the files can be filed.
  
  Copy Requests:
  
  For info on getting copies of files or files call Customer care at 609-421-6100. Ask for records need to remain in writing. Describe Copies of Court Records for more information on sending a request.
  
  Foreclosure Mediations & Mediation Services
  
  Free foreclosure mediation is readily available to try to save your home. Mediation is a procedure where a neutral third-party hears your case. The conciliator does not decide on the case however guides both parties to an appropriate outcome on their terms. Lenders can still pursue foreclosure actions during the mediation procedure. It is necessary to start asking for mediation as soon as possible following a notice of foreclosure.
  
  The primary step at the same time is to submit for mediation services. Attorneys or self-represented litigants can complete the declare mediation form. Eligibility requirements pursuant to Rule 4:64 -1 B need to be fulfilled. The request likewise needs the foreclosure mediation checklist. Use the foreclosure mediation monetary worksheet to reveal financial eligibility.
  
  If a sheriff's sale is set up, there are 2 statutory stays that can be requested.
  
  Understand scams. Companies that guarantee to help you get a loan adjustment, or notifications to rescue your home from foreclosure, are all over NJ. You need to secure yourself and your home from scam companies that have no regard for you and your home.
  
  You require to carefully inspect the business's qualifications, reputation, and experience. Look out for caution signs of a rip-off. Companies might wrongly claim to be associated with a not-for-profit or government entity, or backed by federal government authorities. You should maintain personal contact with your lending institution and mortgage servicer. Your mortgage lending institution can help you discover genuine options to avoid foreclosure. You need to utilize the complimentary HUD/NJHMFA-certified housing counselor. More info including suggestions to prevent foreclosure scams are described in the Public Announcement released by the Federal Reserve.
  
  Notices to the Bar
  
  Notice - Mortgage Foreclosure Mediation Program - Resumption of Availability of Housing Counselors: Notice to Defendants Residential Mortgage Foreclosure Mediation Program - Rule Relaxation Order
  
  Foreclosure for Renters
  
  Residential tenants in a residential or commercial property facing foreclosure may be safeguarded by NJ's Anti-Eviction statute, N.J.S.A. 2A:18 -61.1 to 61.12. Legitimate residential occupants have rights to stay on the residential or commercial property notwithstanding a foreclosure.
  
  Frequently, because loan providers don't understand tenants' names, the foreclosure grievance will call "John Doe, Tenants No. 1 to 10." If a lender is unaware that the residential or commercial property is leased, a renter might first be outlined the foreclosure when the loan provider has a writ of ownership. See the notice to domestic tenants of rights during a foreclosure.
  
  Additional Resources for Foreclosure Help
  
  Legal Services of New Jersey can supply resources and legal assistance for qualified litigants. The NJ Dept.